The Aziell Blog

Field notes for the funds backing them.

Field notes for the investor side of Aziell — portfolio monitoring, LP reporting, covenant discipline, value creation, and exit readiness.

aziell.com — DashboardQ2 2026EBITDA$1.84M+12.4%PRIME COST58.6%-180 bpsLEASE COV.11.2×+0.4×DSCR1.42MONTHLY EBITDA · 12MCFO COPILOTRefinance SBASave $32k/yrRaise Tier-2 priceSave $120k/yrShift consolid.Save $48k/yrSee math
Platform overview·10 min

What is Aziell for Investors? A Portfolio Intelligence Layer for Emerging Funds

Emerging funds running multi-location platforms all hit the same wall: every portco keeps its books differently, every monthly pack looks different, and by the time the data reaches the LP update it is six weeks old. Aziell is the answer.

The Aziell Editorial Desk · April 21, 2026
aziell.com — Budget_FINAL_v7.xlsxlast edited 23 days agoBranch 1Branch 2Branch 3Branch 4CONSOLBranch 7 v2 USEOLD_DO_NOTAccountJanFebMarAprMayJunRevenue$10k$11k$12k$13k$14k$15kCOGS$13k$14k$15k$16k$17k$18kLabor$16k$17k$18k#REF!$20k$21kRent$19k$20k$21k$22k$23k$24kUtil.$22k$23k$24k$25k$26k$27kSupplies$25k$26k$27k$28k$29k$30kMktg$28k$29k$30k$31k$32k$33kMgmt$31k$32k$33k$34k$35k$36kOther$34k$35k$36k$37k$38k$39kWhich one is right??Ops has $42k gap onBranch 7 — CFO filesays $38k. Third copyin Google Drive says$46k. HELP.
Portfolio operations·9 min

The Portco Finance Stack Problem in Lower-Middle-Market PE

Most emerging funds don't feel the portco-reporting problem until portco four. Then they feel it every month. Here is why it happens, what it costs, and why building your way out almost always fails.

Aziell Investor Desk · April 20, 2026
aziell.com — Benchmarks · Branchessorted by Prime cost ↓RANKBRANCHREVENUEPRIME COSTΔ vs top1Denver · Cherry CreekTOP QUARTILE$2.48M56.1%2Austin · South Lamar$2.11M58.2%+2.13Raleigh · Five Points$1.94M59.4%+3.34Nashville · Germantown$1.88M60%+3.95Columbus · Short N.$1.76M61.8%+5.76Miami · Brickell$1.61M62.4%+6.37Tucson · Sam HughesBOTTOM QUARTILE$1.52M63.9%+7.88Boise · Hyde Park$1.42M64.8%+8.7
Portfolio operations·10 min

Cross-Portfolio Benchmarking: Ranking Portcos on the Metrics That Matter

Your top-quartile portco is the operating benchmark your bottom-quartile portco should be measured against. Here is how to run cross-portfolio benchmarking without falling into the industry-average trap.

Aziell Research Desk · April 19, 2026
aziell.com — BvA · Forecast vs BudgetRolling 18BudgetForecastActualJFMAMJJASONDFORECAST UPLIFT+$186k vs budget
Portfolio operations·9 min

Covenant Monitoring at Portfolio Scale: Stop Finding Out Late

Every quarter, some portco is inside a covenant cushion that looked comfortable at close and is now thin. Finding out two weeks after the reporting date is not an operating problem — it is a preventable fund-IRR problem. Here is how to fix it.

Aziell CFO Desk · April 17, 2026
aziell.com — DashboardQ2 2026EBITDA$1.84M+12.4%PRIME COST58.6%-180 bpsLEASE COV.11.2×+0.4×DSCR1.42MONTHLY EBITDA · 12MCFO COPILOTRefinance SBASave $32k/yrRaise Tier-2 priceSave $120k/yrShift consolid.Save $48k/yrSee math
LP operations·8 min

LP Reporting Without Excel: Standardized Templates for SMB-Focused Funds

Every emerging fund burns one week per quarter assembling LP packs in Excel. Here is how to generate the same artifact — better — directly from your live portfolio data.

Aziell Investor Desk · April 14, 2026
aziell.com — Plan · Driver treeREVENUE$4.82MCAPACITY38 chairs × 260 daysOwner: Ops leadUTILIZATION72% chair-hr fillOwner: Ops leadAVG TICKET$248 per visitOwner: Ops leadChairs38Op days260Booked hr68%No-show4%Service mix7 linesDiscount−2.1%
Underwriting·9 min

Diligence for Multi-Location Platforms: What to Model Pre-Close

Most pre-close models over-invest in top-line growth assumptions and under-invest in branch-level variance, covenant stress-tests, and working-capital rhythm. Here is what to model instead.

Aziell CFO Desk · April 11, 2026
aziell.com — Plan · Driver treeREVENUE$4.82MCAPACITY38 chairs × 260 daysOwner: Ops leadUTILIZATION72% chair-hr fillOwner: Ops leadAVG TICKET$248 per visitOwner: Ops leadChairs38Op days260Booked hr68%No-show4%Service mix7 linesDiscount−2.1%
Value creation·10 min

Value Creation Plans That Actually Move EBITDA

Most value creation plans fail because they document aspirations, not drivers. Here is the VCP structure that actually moves EBITDA across a multi-location portfolio — and integrates directly into quarterly board packs.

Aziell CFO Desk · April 8, 2026
aziell.com — BvA · Forecast vs BudgetRolling 18BudgetForecastActualJFMAMJJASONDFORECAST UPLIFT+$186k vs budget
Portfolio operations·8 min

13-Week Cash Forecasting Across a Service-Business Portfolio

13-week cash forecasting at a single operator is a standard tool. Rolling it across a portfolio of 8–15 portcos is where most funds fall down. Here is how to make it scale without adding a finance headcount per portco.

Aziell Research Desk · April 5, 2026
aziell.com — Onboarding · 5 steps≈ 30 minutes total1Connect QuickBooksOAuth · 24mo history~5 MIN2Map branchesLocation → branch~5 MIN3Review COAAuto-classified~5 MIN4Build planDriver-based~5 MIN5Export board packPDF · branded~5 MINNEXT MORNINGCFO Copilot surfaces your first recommendation set — $212k of annual EBITDA opportunity.
Search fund / ETA·9 min

The Search Fund / ETA Operator's Day-1 Finance Playbook

The first 90 days as a new search-fund operator are where most finance foundations get laid — or quietly compromised. Here is the day-1 playbook, built for operators who don’t yet have a controller.

Aziell Investor Desk · April 2, 2026
aziell.com — Valuation · Every decision priced in exit multiplesADJUSTED EBITDA$1.84Mrecast · books + addbacks— owner comp, one-offs, etc.×MULTIPLE5.5×calibrated · comps + band— scale, concentration, growth=ENTERPRISE VALUE$10.1Mwhat the businessis worth at exitEVERY OPERATING DECISION PRICED HERE3% price ↑+$660kRefi senior+$176kClose branch 7+$868kShift cuts+$264k
Exit·9 min

Exit Readiness: Quantifying the EV Bridge Across Every Portco

The enterprise-value bridge at exit is where 20–50% of fund IRR is made or lost. Most funds assemble it in the six weeks before a sale process. Here is why it should be a continuous artifact maintained from day 1 of the hold.

Aziell Research Desk · March 30, 2026